WE HAVE OPTIONS!

With over 60 years combined mortgage experience we work hard to tailor a custom mortgage solution for you. If you have credit challenges, we have solutions. By working with a mortgage broker you get the advice you need to get a mortgage now, or get a mortgage  sooner.

We have relationships with multiple lenders who really are common-sense. Your credit is what determines the risk factor of lending you mortgage money. The lender has no other way to judge whether or not you will make your payments except by your credit. If you have had some credit hiccups, your mortgage broker can determine how bad they really are, and what needs to be done to qualify you for a mortgage.

Credit is not an exact science yet, so lenders consider credit score and your credit history. Depending on the strengths of the rest of the deal, the lender may request more down-payment or a co-signer to add strength to the application. Or, you may need to do some long term work on your credit. An experienced mortgage broker can council you as to how you can improve your credit to a level that will make a mortgage approval more likely sooner.

Talk to us today for a free credit consultation.

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