Mortgage Pre-approval

Getting pre-approved guarantees you an interest rate for up to 120 days so you can take your time to find the right property without worrying about rates increasing. And if rates drop, many lenders will give you the lower rate. If you're thinking of getting into the housing market in the near future, your first step should be completing a pre-approval. A pre-approval will keep you focused on shopping for homes within your price range and will give you details you will need to make an informed decision, such as, how much your monthly payments will cost.