Did you know that in addition to working with a mortgage broker, there are a few steps you can take to guarantee your mortgage is approved on the first go? That’s right! By preparing yourself and understanding what is required during a mortgage application, you can improve your chances of acquiring the mortgage finance you need.

Original Article Source Credits: MoneySense, https://www.moneysense.ca/

Article Written By: Erin Pepler

Original Article Posted on: 3rd May 2021

Link to Original Article: https://www.moneysense.ca/spend/real-estate/ways-to-finance-home-renovations/

Original Article Source Credits: Canadian Mortgage Trends, https://www.canadianmortgagetrends.com/

Article Written By: Steve Huebl 

Original Article Posted on: 7th June 2021

Link to Original Article: https://www.canadianmortgagetrends.com/2021/06/the-latest-in-mortgage-news-have-home-prices-peaked/

Original Article Source Credits: The Globe & Mail, https://www.theglobeandmail.com/

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Link to Original Article: https://www.theglobeandmail.com/real-estate/article-is-now-the-time-to-invest-in-an-income-property/

Original Article Source Credits: Better Dwelling, https://betterdwelling.com/

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Original Article Posted on: 10th June 2021

Link to Original Article: https://betterdwelling.com/canadian-real-estate-markets-will-cool-but-dont-rule-out-a-correction-desjardins

Original Article Source Credits: Edmonton Journal, https://edmontonjournal.com/

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Original Article Posted on: 4th June 2021

Link to Original Article: https://edmontonjournal.com/life/homes/fearless-first-timers-albertas-new-homebuyers-less-stressed-than-rest-of-nation

Original Article Source Credits: Canadian Mortgage Trends, https://www.canadianmortgagetrends.com/

Article Written By: Steve Huebl 

Original Article Posted on: 9th June 2021

Link to Original Article: https://www.canadianmortgagetrends.com/2021/06/bank-of-canada-holds-rates-says-high-inflation-will-be-temporary/

Buying a house is a significant transaction that usually requires financial backing in the form of a mortgage. However, to acquire a mortgage, you need to prove your ability to repay the money you borrow. For this, you must provide certain documents that state and support your financial capacity. In addition to this, you must also refrain from certain activities that could alter your financial health.

Original Article Source Credits: CBC, https://www.cbc.ca/

Article Written By: Bobby Hristova 

Original Article Posted on: 28th April 2021

Link to Original Article: https://www.cbc.ca/news/canada/hamilton/hamilton-real-estate-broken-rules-1.5996591

Original Article Source Credits: Canadian Mortgage Trends, https://www.canadianmortgagetrends.com/

Article Written By: Ross Taylor 

Original Article Posted on: 27th April 2021

Link to Original Article: https://www.canadianmortgagetrends.com/2021/04/a-pre-approval-does-not-guarantee-a-mortgage-approval/

Original Article Source Credits: Financial Post, https://financialpost.com/

Article Written By: Clayton Jarvis 

Original Article Posted on: 7th April 2021

Link to Original Article: https://financialpost.com/moneywise/5-common-mistakes-canadians-make-with-their-mortgages

Original Article Source Credits: Canadian Mortgage Trends, https://www.canadianmortgagetrends.com/

Article Written By: Steve Huebl 

Original Article Posted on: 3rd May 2021

Link to Original Article: https://www.canadianmortgagetrends.com/2021/05/first-time-home-buyer-incentive-2-0-now-available/

Original Article Source Credits: Financial Post, https://financialpost.com/

Article Written By: Murtaza Haider and Stephen Moranis 

Original Article Posted on: 3rd May 2021

Link to Original Article: https://financialpost.com/real-estate/heres-why-the-state-of-mortgage-lending-isnt-precarious-despite-fear-mongering-about-housing-markets

Original Article Source Credits: Loans Canada, https://loanscanada.ca/

Article Written By: Zoocasa

Original Article Posted on: NA

Link to Original Article: https://loanscanada.ca/mortgage/working-with-a-mortgage-broker/

Original Article Source Credits: Canadian Mortgage Trends, https://www.canadianmortgagetrends.com/

Article Written By: Steve Huebl 

Original Article Posted on: 9th March 2021

Link to Original Article: https://www.canadianmortgagetrends.com/2021/03/mortgages-lead-credit-growth-as-delinquency-rates-decline/

Original Article Source Credits: Better Dwelling, https://betterdwelling.com/

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Original Article Posted on: 19th March 2021

Link to Original Article: https://betterdwelling.com/canadas-real-estate-industry-is-forecasting-lower-prices-from-here

Original Article Source Credits: Canada.ca, https://www.canada.ca/

Article Written By: NA

Original Article Posted on: 29th December 2020

Link to Original Article: https://www.canada.ca/en/financial-consumer-agency/services/mortgages/preapproval-qualify-mortgage.html

Original Article Source Credits: CBC, https://www.cbc.ca/

Article Written By: NA

Original Article Posted on: 16th March 2021

Link to Original Article: https://www.cbc.ca/news/business/bank-of-canada-likely-cutting-bond-purchase-1.5951580

Gone are the days when making a large down payment means you are rewarded with best mortgage rates due to recent Federal Government rule changes. What?!?! Prudent savers are now being charged higher, not lower rates! Read on to find out if you should buy now with a minimal down payment or keep saving.

Jackie began her career in the financial industry over 35 years ago where she started as a Bank Teller with one of the big 5 banks. Throughout the years, she learned all about mortgages from some very seasoned Mortgage Underwriters. However, one thing really bothered Jackie and that was the limited financing options offered by the banks. For instance, if a client is looking for the lowest rate available to them based on their individual finances, are they getting offered the truly lowest rate? Maybe not based on recently published bank practices. Or, what if clients can’t meet the banks…