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Edmonton Mortgage Broker Blog
  • Who Is The Mortgage Girl?

    Author: The Mortgage Girl | Mar 15, 2021

    Who-is-the-MortgageGirl

    Jackie began her career in the financial industry over 35 years ago where she started as a Bank Teller with one of the big 5 banks. Throughout the years, she learned all about mortgages from some very seasoned Mortgage Underwriters. However, one thing really bothered Jackie and that was the limited financing options offered by the banks. For instance, if a client is looking for the lowest rate available to them based on their individual finances, are they getting offered the truly lowest rate? Maybe not based on recently published bank practices. Or, what if clients can’t meet the banks…

    CLICK HERE TO READ THE FULL ARTICLE »


  • Why Use A Mortgage Broker?

    Author: The Mortgage Girl | Mar 15, 2021

    Why-use-a-Mortgage-Broker

    It’s not every day you spend 100,000’s of dollars on buying a home. The stress this creates for many people can be huge, but it doesn’t have to be. You ask how this can happen? Easy… Surround yourself with a team of experienced professionals! An experienced realtor will insist you start with arranging your financing for when you find a suitable home and that’s where a Mortgage Broker comes in. Talking with an experienced Mortgage Broker before you start shopping is helpful for a number of reasons: You will know the maximum price range and payments that you can afford. With this you…

    CLICK HERE TO READ THE FULL ARTICLE »


  • OSFI Finalizes New Mortgage Rules, Includes Stress Test For Uninsured Borrowers

    Author: The Mortgage Girl | Mar 11, 2021

    OSFI-finalizes-new-mortgage-rules,-includes-stress-test-for-uninsured-borrowers

    This was released this week. This is a change that will have a major impact on the people who want to put more than 20% down when they purchase a home. Below is a summary of the changes that are coming.

    Today, the Office of the Superintendent of Financial Institutions (OSFI) released revised guidelines for the mortgage industry, similar to the draft version released earlier this summer. These new parameters will take effect January 1, 2018.

    CLICK HERE TO READ THE FULL ARTICLE »


  • Have Questions About The Most Recent Announced Mortgage Change?

    Author: The Mortgage Girl | Mar 11, 2021

    Have-questions-about-the-most-recent-announced-mortgage-change

    The MortgageGirl has answers!

    Once again, the Office of the Superintendent of Financial Institutions (OSFI) recently introduced new rules on mortgage lending to take effect January 1,2018.

    OSFI is setting a new minimum qualifying rate, or stress test, for uninsured mortgages (mortgages with down payments of 20% or greater than their home price).

    CLICK HERE TO READ THE FULL ARTICLE »


  • Does Your Business Need Equipment?

    Author: The Mortgage Girl | Mar 09, 2021

    Does-Your-Business-Need-Equipment

    Purchasing new equipment places heavy demand on available capital. By leasing equipment, you can keep your cash reserves and credit lines open. Leasing comes out of the operating budget, making it possible to invest working capital where it’s needed most. The result is increased efficiency and productivity and a healthier bottom line.

    As a business owner you want to be profitable, you want to grow, you are concerned about cash flow and you want to reduce taxes

    CLICK HERE TO READ THE FULL ARTICLE »


  • Now, More Than Ever, You Need A Mortgage Broker On Speed Dial!

    Author: The Mortgage Girl | Mar 08, 2021

    Now, more than ever, you need a Mortgage Broker on speed dial!

    Whether you’re looking to buy your first home or refinancing your rental property, the mortgage landscape is far different than it used to be due to all of the mortgage changes.

    Based on many years of mortgage underwriting experience while working with the banks for 20 years and as a Mortgage Broker for the last 15, I am now seeing more than ever many mortgage applicants who have been declined by one lender only to be approved by a different one.

    CLICK HERE TO READ THE FULL ARTICLE »


  • Paying off your mortgage faster

    Author: External Author | Feb 22, 2021 | Categories: Down Payment , Mortgage Broker , Mortgage Industry

    Original Article Source Credits: Canada.ca, https://www.canada.ca/

    Article Written By: NA

    Original Article Posted on: 16th September 2020

    Link to Original Article: https://www.canada.ca/en/financial-consumer-agency/services/mortgages/pay-mortgage-faster.html

    CLICK HERE TO READ THE FULL ARTICLE »


  • What to know before buying a home

    Author: External Author | Feb 22, 2021 | Categories: Mortgage Broker , Mortgage Industry , Mortgage Pre-Approval , Mortgage Renewal

    Original Article Source Credits: Ontario.ca, https://www.ontario.ca/

    Article Written By: NA

    Original Article Posted on: NA

    Link to Original Article: https://www.ontario.ca/page/what-know-before-buying-home

    CLICK HERE TO READ THE FULL ARTICLE »


  • Canada's Home-Sales Boom Doesn't Even Notice COVID-19's Second Wave

    Author: External Author | Feb 22, 2021 | Categories: First Time Home Buyer Mortgage , Mortgage Broker , Mortgage Industry , Mortgage Refinance , Mortgage Renewal

    Original Article Source Credits: Huff Post, https://www.huffingtonpost.ca/

    Article Written By: Daniel Tencer

    Original Article Posted on: 6th February 2021

    Link to Original Article: https://www.huffingtonpost.ca/entry/home-sales-canada_ca_601d9be2c5b69749da3d81f8

    CLICK HERE TO READ THE FULL ARTICLE »


  • What is CMHC Mortgage Loan Insurance?

    Author: External Author | Feb 22, 2021 | Categories: Commercial Mortgage , Mortgage Broker , Mortgage Industry , Mortgage Pre-Approval , Mortgage Refinance , Mortgage Renewal

    Original Article Source Credits: Canada Mortgage & Housing Corporation, https://www.cmhc-schl.gc.ca/

    Article Written By: NA

    Original Article Posted on: NA

    Link to Original Article: https://www.cmhc-schl.gc.ca/en/buying/mortgage-loan-insurance-for-consumers/what-is-mortgage-loan-insurance

    CLICK HERE TO READ THE FULL ARTICLE »


  • Choosing a mortgage that is right for you

    Author: External Author | Feb 22, 2021 | Categories: Bank Mortgage , Home Renovation Mortgage , Mortgage Broker , Mortgage Industry , Mortgage Pre-Approval , Mortgage Renewal , Reverse Mortgage

    Original Article Source Credits: Canada.ca, https://www.canada.ca/

    Article Written By: NA

    Original Article Posted on: 22nd January 2021

    Link to Original Article: https://www.canada.ca/en/financial-consumer-agency/services/mortgages/choose-mortgage.html

    CLICK HERE TO READ THE FULL ARTICLE »


  • Could Mortgage Rates Start to Rise Sooner than Expected?

    Author: External Author | Feb 22, 2021 | Categories: Mortgage Broker , Mortgage Industry , Mortgage Pre-Approval , Private Mortgage , Self Employed Mortgage

    Original Article Source Credits: Canadian Mortgage Trends, https://www.canadianmortgagetrends.com/

    Article Written By: Steve Huebl

    Original Article Posted on: 2nd February 2021

    Link to Original Article: https://www.canadianmortgagetrends.com/2021/02/could-mortgage-rates-start-to-rise-sooner-than-expected/

    CLICK HERE TO READ THE FULL ARTICLE »


  • The Pandemic Was Bullish For Canadian Real Estate, Confirms National Stats Agency

    Author: External Author | Feb 22, 2021 | Categories: Home Renovation Mortgage , Mortgage Broker , Mortgage Industry , Mortgage Pre-Approval , Mortgage Pre-Approvalv , Mortgage Refinance , Mortgage Renewal , Private Mortgage

    Original Article Source Credits: Better Dwelling, https://betterdwelling.com/

    Article Written By: NA

    Original Article Posted on: 8th February 2021

    Link to Original Article: https://betterdwelling.com/the-pandemic-was-bullish-for-canadian-real-estate-confirms-national-stats-agency/

    CLICK HERE TO READ THE FULL ARTICLE »


  • Real Estate Sales Soar In Every City, As Bank Of Canada Juices The Market

    Author: External Author | Jan 14, 2021 | Categories: First Time Home Buyer Mortgage , Mortgage Broker , Mortgage Industry , Mortgage Pre-Approval , Mortgage Refinance

    Original Article Source Credits: Better Dwelling, https://betterdwelling.com/

    Article Written By: NA

    Original Article Posted on: 31st December 2020

    Link to Original Article: https://betterdwelling.com/real-estate-sales-soar-in-every-city-as-bank-of-canada-juices-the-market/

    CLICK HERE TO READ THE FULL ARTICLE »


  • Canadians Believe More in the Housing Market Than the Overall Economy

    Author: External Author | Jan 14, 2021 | Categories: First Time Home Buyer Mortgage , Mortgage Broker , Mortgage Industry , Mortgage Pre-Approval , Mortgage Refinance , Mortgage Renewal , Private Mortgage

    Original Article Source Credits: Toronto Storeys, https://torontostoreys.com/

    Article Written By: Toronto Storeys

    Original Article Posted on: 11th January 2021

    Link to Original Article: https://torontostoreys.com/canadians-strength-housing-market-rbc/

    CLICK HERE TO READ THE FULL ARTICLE »


  • New forecast calls for modest growth in Edmonton real estate market

    Author: External Author | Jan 14, 2021 | Categories: First Time Home Buyer Mortgage , Mortgage Broker , Mortgage Industry , Mortgage Refinance

    Original Article Source Credits: Edmonton Journal, https://edmontonjournal.com/

    Article Written By: Joel Schlesinger

    Original Article Posted on: 8th January 2021

    Link to Original Article: https://edmontonjournal.com/life/homes/new-forecast-calls-for-modest-growth-in-edmonton-real-estate-market

    CLICK HERE TO READ THE FULL ARTICLE »


  • Home Equity Loan vs. Refinance: What’s the Difference?

    Author: External Author | Jan 14, 2021 | Categories: Home Equity Line Of Credit , Mortgage Broker , Mortgage Industry , Mortgage Refinance

    Original Article Source Credits: The Balance, https://www.thebalance.com/

    Article Written By: Aly J. Yale

    Original Article Posted on: NA

    Link to Original Article: https://www.thebalance.com/home-equity-loan-vs-refinance-4779112

    CLICK HERE TO READ THE FULL ARTICLE »


  • Posthaste: 'Spectacular end to a spectacular year' — What to expect from the most astonishing year in the history of Canada's housing market

    Author: External Author | Jan 14, 2021 | Categories: Bank Mortgage , Mortgage Broker , Mortgage Industry , Mortgage Pre-Approval , Mortgage Refinance , Mortgage Renewal , Private Mortgage , Reverse Mortgage

    Original Article Source Credits: Financial Post, https://financialpost.com/

    Article Written By: Pamela Heaven

    Original Article Posted on: 7th January 2021

    Link to Original Article: https://financialpost.com/executive/executive-summary/posthaste-what-we-can-expect-after-the-most-surprising-year-in-the-history-of-canadas-housing-market

    CLICK HERE TO READ THE FULL ARTICLE »


  • What will happen to Bank of Canada rates in 2021?

    Author: External Author | Jan 14, 2021 | Categories: Bank Mortgage , First Time Home Buyer Mortgage , Mortgage Broker , Mortgage Industry , Mortgage Pre-Approval , Mortgage Refinance , Private Mortgage

    Original Article Source Credits: Mortgage Broker News, https://www.mortgagebrokernews.ca/

    Article Written By: Ephraim Vecina

    Original Article Posted on: 6th January 2021

    Link to Original Article: https://www.mortgagebrokernews.ca/news/what-will-happen-to-bank-of-canada-rates-in-2021-336600.aspx

    CLICK HERE TO READ THE FULL ARTICLE »


  • Canadian Real Estate Prices Seen Peaking In Q2, According To Another Big Six Bank

    Author: External Author | Jan 14, 2021 | Categories: First Time Home Buyer Mortgage , Investment Property Mortgage , Mortgage Broker , Mortgage Industry , Mortgage Pre-Approval , Mortgage Renewal , Private Mortgage

    Original Article Source Credits: Better Dwelling, https://betterdwelling.com/

    Article Written By: NA

    Original Article Posted on: 5th January 2021

    Link to Original Article: https://betterdwelling.com/canadian-real-estate-prices-seen-peaking-in-q2-according-to-another-big-six-bank/

    CLICK HERE TO READ THE FULL ARTICLE »


« Previous12 345Next »

Tags

  • Bank Mortgage
  • Builder Mortgage
  • Commercial Mortgage
  • Debt Consolidation
  • Down Payment
  • First Time Home Buyer Mortgage
  • Home Equity Line Of Credit
  • Home Renovation Mortgage
  • Investment Property Mortgage
  • Mortgage Application
  • Mortgage Broker
  • Mortgage Industry
  • Mortgage Pre-Approval
  • Mortgage Pre-Approvalv
  • Mortgage Refinance
  • Mortgage Renewal
  • New to Canada Mortgage Program
  • Private Mortgage
  • Reverse Mortgage
  • Second Mortgage
  • Self Employed Mortgage

Recent Posts

  • Who Is The Mortgage Girl?
  • Why Use A Mortgage Broker?
  • OSFI Finalizes New Mortgage Rules, Includes Stress Test For Uninsured Borrowers
  • Have Questions About The Most Recent Announced Mortgage Change?
  • Does Your Business Need Equipment?
  • Now, More Than Ever, You Need A Mortgage Broker On Speed Dial!
  • Paying off your mortgage faster
  • What to know before buying a home
  • Canada's Home-Sales Boom Doesn't Even Notice COVID-19's Second Wave
  • What is CMHC Mortgage Loan Insurance?
  • Choosing a mortgage that is right for you
  • Could Mortgage Rates Start to Rise Sooner than Expected?
  • The Pandemic Was Bullish For Canadian Real Estate, Confirms National Stats Agency
  • Real Estate Sales Soar In Every City, As Bank Of Canada Juices The Market
  • Canadians Believe More in the Housing Market Than the Overall Economy
  • New forecast calls for modest growth in Edmonton real estate market
  • Home Equity Loan vs. Refinance: What’s the Difference?
  • Posthaste: 'Spectacular end to a spectacular year' — What to expect from the most astonishing year in the history of Canada's housing market
  • What will happen to Bank of Canada rates in 2021?
  • Canadian Real Estate Prices Seen Peaking In Q2, According To Another Big Six Bank
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  • HOME
  • About US
    • About US
    • easy steps to get a mortgage
  • MORTGAGE SERVICES
  • services areas
  • MORTGAGE CALCULATORS
  • Reviews
  • Covid-19
  • BLOG
  • CONTACT US
  • Mortgages for Healthcare Professionals
  • Reverse Mortgage
    • Reverse Mortgage
    • Reverse Mortgage Information
    • Reverse Mortgage Assessment
  • scan QR code
  • Refinance