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Article Written By: Aly J. Yale

Original Article Posted on: NA

Link to Original Article: https://www.thebalance.com/home-equity-loan-vs-refinance-4779112

Original Article Source Credits: The Balance, https://www.thebalance.com/

Article Written By: JUSTIN PRITCHARD

Original Article Posted on: 1st December 2020

Link to Original Article: https://www.thebalance.com/comparing-home-equity-loans-versus-lines-of-credit-4172493

Original Article Source Credits:   Move Smartly , https://www.movesmartly.com/

Article Written By:  David Larock

Original Article Posted on:  NA

Link to Original Article:  https://www.movesmartly.com/articles/so-when-will-canadian-mortgage-rates-rise

Original Article Source Credits: Better Dwelling , https://betterdwelling.com/

Article Written By: Stephen Punwasi

Original Article Posted on: JULY 28, 2020

Link to Original Article:  https://betterdwelling.com/bank-of-canada-pumping-billions-into-mortgage-liquidity-to-prop-up-real-estate/

Original Article Source Credits: The Star , https://www.thestar.com/

Article Written By:  Tess Kalinowski

Original Article Posted on: Aug. 7, 2020

Link to Original Article:  https://www.thestar.com/business/2020/08/07/you-can-get-a-fixed-rate-as-low-as-184-per-cent-which-is-unbelievable-low-mortgage-rates-driving-up-home-prices.html

Original Article Source Credits: Prince George Citizen , https://www.princegeorgecitizen.com/

Article Written By: The Canadian Press

Original Article Posted on: AUGUST 11, 2020

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Original Article Source Credits: CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

Article Written By: Steve Huebl

Original Article Posted on: August 10, 2020

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Original Article Source Credits: Better Dwelling , https://betterdwelling.com/

Article Written By: Daniel Wong

Original Article Posted on: AUGUST 12, 2020

Link to Original Article:  https://betterdwelling.com/canadian-new-home-starts-rise-to-highest-level-since-2017-pandemic-be-damned/

Original Article Source Credits: CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

Article Written By: Steve Huebl

Original Article Posted on: August 13, 2020

Link to Original Article:  https://www.canadianmortgagetrends.com/2020/08/cmhcs-siddall-calls-on-lenders-default-insurers-to-tighten-lending/

With changing Mortgage Rules it is best to use an experienced Mortgage Broker. Contact Jackie Woodward and put her over 35 years' experience to work for you!!

Being declined for a mortgage can be quite disheartening, especially when you consider all of the hard work that goes into applying for one in the first place!

Thanks for stopping by my blog. If you’re looking for more information about The Mortgage Girl, you’ve come to the right place.

Obtaining the right mortgage solution to finance your home is essential to fulfilling your dream of homeownership. As an inexperienced mortgage seeker, sieving through hundreds of mortgage products to find one that best suits your needs may seem overwhelming. At such times, it is advisable to work with an experienced mortgage broker as they make the mortgage process more manageable and less tedious for you. 

I’m Jackie Woodward, the proud owner of The Mortgage Girl.

I look forward to sharing my story. I hope that you will enjoy getting to know me better.

We are delighted to announce the launch of our new website!

New Website Coming Soon!

As a busy Mortgage Broker for the last 16 years and 20 years before that as a banker, the first thought that comes to mind as I write this blog is “one thing is not like the other”.  Ever since all of the mortgage changes came into effect over the last few years, I have seen a significant number of mortgage applications declined by one lender only to be approved by another one due to one small difference in each of their qualifying guidelines. With the recent announcement of the latest mortgage rule change regarding HELOC’s, (Home Equity Lines Of Credit), I think…

As the mortgage rates continue to fall, many economists are having trouble predicting what the rates will do in the future, however, the consensus is that rates will remain unchanged for the short term. Simply, the Bank Rate set by the Bank of Canada is increased when the economy is doing well but if there is a recession then low rates are used to cushion the economy. As the economic forecasters don’t know what’s going to happen, they’ve split the difference and predicted everything will remain unchanged for now……. What has changed since last year when warnings of significant higher…

If you are a current homeowner and your amortization period is approaching its maturity date, you may want to start considering what you should do about your Edmonton mortgage. If you have not paid your loan off in full, you should consider renewing your mortgage. This is a process that most borrowers apply for until they no longer have a balance on their home loan. So, to help provide some guidance, your local broker with The Mortgage Group has listed some useful tips for renewing your mortgage.   Tip #1: Start The Process Now You do not have to wait and apply for a mortgage…

For many people, the process of securing an Edmonton mortgage can feel complex, overwhelming, and a bit intimidating. Whether you are buying your first home, remortgaging, or buying a second home, Edmonton Mortgage Broker can help make the process easier. If you aren’t sure what to expect with your first meeting or aren’t sure what a mortgage broker does, we’ve covered the basics to help prepare you and let you know what to expect.   Personal ID Be sure you have one or two forms of up to date IDs with you, such as a driver’s license or passport. You can also use…

Before reading any further, if you are the type of person who can’t sleep at night knowing your interest rate may go up, even by just a little, a variable rate mortgage may not be the best option for you. With a fixed rate mortgage term, the mortgage rate and payment(s) you make each month will stay the same for the term of your mortgage. With a variable rate mortgage, the mortgage rate will change with the prime lending rate as set by your lender and depending on which lender you are with, your payment amount may or may not change…