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With changing Mortgage Rules it is best to use an experienced Mortgage Broker. Contact Jackie Woodward and put her over 35 years' experience to work for you!!

Being declined for a mortgage can be quite disheartening, especially when you consider all of the hard work that goes into applying for one in the first place!

Thanks for stopping by my blog. If you’re looking for more information about The Mortgage Girl, you’ve come to the right place.

Obtaining the right mortgage solution to finance your home is essential to fulfilling your dream of homeownership. As an inexperienced mortgage seeker, sieving through hundreds of mortgage products to find one that best suits your needs may seem overwhelming. At such times, it is advisable to work with an experienced mortgage broker as they make the mortgage process more manageable and less tedious for you. 

I’m Jackie Woodward, the proud owner of The Mortgage Girl.

I look forward to sharing my story. I hope that you will enjoy getting to know me better.

We are delighted to announce the launch of our new website!

New Website Coming Soon!

As a busy Mortgage Broker for the last 16 years and 20 years before that as a banker, the first thought that comes to mind as I write this blog is “one thing is not like the other”.  Ever since all of the mortgage changes came into effect over the last few years, I have seen a significant number of mortgage applications declined by one lender only to be approved by another one due to one small difference in each of their qualifying guidelines. With the recent announcement of the latest mortgage rule change regarding HELOC’s, (Home Equity Lines Of Credit), I think…

As the mortgage rates continue to fall, many economists are having trouble predicting what the rates will do in the future, however, the consensus is that rates will remain unchanged for the short term. Simply, the Bank Rate set by the Bank of Canada is increased when the economy is doing well but if there is a recession then low rates are used to cushion the economy. As the economic forecasters don’t know what’s going to happen, they’ve split the difference and predicted everything will remain unchanged for now……. What has changed since last year when warnings of significant higher…