Managing multiple debts can be overwhelming and financially burdensome. If you own a home and have accumulated equity, using a home equity loan for debt consolidation can be a viable solution. In this blog, we will explore the advantages and considerations of using a home equity loan to consolidate your debts.

Buying a home is an exciting milestone, but it's important to approach the process strategically. One key step is getting pre-approved for a mortgage before you start your home search. In this blog, we will explore the benefits of getting pre-approved and why it's a smart move for homebuyers.

Securing a commercial mortgage for your business can be complex and challenging. That's where a commercial mortgage broker can play a crucial role. In this blog, we will explore how a commercial mortgage broker, such as Jackie from The Mortgage Girl, can assist you in obtaining the financing you need for your commercial property or business venture.

Refinancing your mortgage can be a strategic move to lower your interest rate, access home equity, or consolidate debt. However, the process can be complex, and that's where a mortgage broker can be your greatest ally. In this blog, we will explore the top five reasons why using a mortgage broker for refinancing is smart.

Choosing the right mortgage broker is crucial in securing the best mortgage for your needs. With numerous brokers in the market, knowing what to look for is essential to ensure you're making the right choice. In this blog, we will provide valuable tips on selecting the right mortgage broker who can guide you through the mortgage process and help you achieve your homeownership goals.

Embarking on the journey to homeownership can be an exhilarating yet complex undertaking. From navigating the labyrinth of mortgage options to securing the best possible terms, the process can quickly become overwhelming. This is where a mortgage broker steps in as a trusted ally, equipped with the knowledge and expertise to guide you through the intricacies of obtaining a mortgage loan. Acting as a liaison between borrowers and lenders, mortgage brokers offer a range of invaluable advantages that can make all the difference in achieving your homeownership dreams. In this blog, we will explore the five biggest advantages of hiring a mortgage broker, helping you understand why they are an indispensable resource for anyone seeking a mortgage.

Original Article Source Credits:   Toronto Storeys , https://torontostoreys.com/

Article Written By:  Ainsley Smith

Original Article Posted on:  NA

Link to Original Article:  https://torontostoreys.com/canadian-mortgages-risk-defaulting-rbc/

Original Article Source Credits:    CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

Article Written By:  Steve Huebl

Original Article Posted on:  September 29, 2020

Link to Original Article:  https://www.canadianmortgagetrends.com/2020/09/pandemic-has-increased-homebuying-intentions-among-young-canadians/

Original Article Source Credits: Better Dwelling , https://betterdwelling.com/

Article Written By: Stephen Punwasi

Original Article Posted on: JULY 28, 2020

Link to Original Article:  https://betterdwelling.com/bank-of-canada-pumping-billions-into-mortgage-liquidity-to-prop-up-real-estate/

Original Article Source Credits: The Star , https://www.thestar.com/

Article Written By:  Tess Kalinowski

Original Article Posted on: Aug. 7, 2020

Link to Original Article:  https://www.thestar.com/business/2020/08/07/you-can-get-a-fixed-rate-as-low-as-184-per-cent-which-is-unbelievable-low-mortgage-rates-driving-up-home-prices.html

Original Article Source Credits: Prince George Citizen , https://www.princegeorgecitizen.com/

Article Written By: The Canadian Press

Original Article Posted on: AUGUST 11, 2020

Link to Original Article:  https://www.princegeorgecitizen.com/cmhc-reports-annual-pace-of-housing-starts-climbed-nearly-16-per-cent-in-july-1.24184302

Original Article Source Credits: CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

Article Written By: Steve Huebl

Original Article Posted on: August 10, 2020

Link to Original Article:  https://www.canadianmortgagetrends.com/2020/08/covid-19-stokes-canadian-homebuying-intentions-mpc-report/

Original Article Source Credits: Better Dwelling , https://betterdwelling.com/

Article Written By: Daniel Wong

Original Article Posted on: AUGUST 12, 2020

Link to Original Article:  https://betterdwelling.com/canadian-new-home-starts-rise-to-highest-level-since-2017-pandemic-be-damned/

With changing Mortgage Rules it is best to use an experienced Mortgage Broker. Contact Jackie Woodward and put her over 35 years' experience to work for you!!

Being declined for a mortgage can be quite disheartening, especially when you consider all of the hard work that goes into applying for one in the first place!

Thanks for stopping by my blog. If you’re looking for more information about The Mortgage Girl, you’ve come to the right place.

Obtaining the right mortgage solution to finance your home is essential to fulfilling your dream of homeownership. As an inexperienced mortgage seeker, sieving through hundreds of mortgage products to find one that best suits your needs may seem overwhelming. At such times, it is advisable to work with an experienced mortgage broker as they make the mortgage process more manageable and less tedious for you. 

I’m Jackie Woodward, the proud owner of The Mortgage Girl.

I look forward to sharing my story. I hope that you will enjoy getting to know me better.

We are delighted to announce the launch of our new website!

New Website Coming Soon!

As a busy Mortgage Broker for the last 16 years and 20 years before that as a banker, the first thought that comes to mind as I write this blog is “one thing is not like the other”.  Ever since all of the mortgage changes came into effect over the last few years, I have seen a significant number of mortgage applications declined by one lender only to be approved by another one due to one small difference in each of their qualifying guidelines. With the recent announcement of the latest mortgage rule change regarding HELOC’s, (Home Equity Lines Of Credit), I think…